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The AI Girl – Terms of Use

Last updated: 30 September 2026

Thank you for choosing Ai Girl: Chat with Girlfriend (the "Service"), operated by ONLYAI LIMITED ("we," "us," or "our"). By using our Service, you agree to comply with and be bound by these Terms of Use. Please read them carefully.

1. Acceptance of Terms

By accessing or using the Service, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service.

2. Eligibility

You must be at least 18 years old to use this Service. By using the Service, you represent and warrant that you are at least 18 years old.

3. Account Registration

To use certain features of the Service, you may be required to create an account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. User Conduct

You agree not to use the Service to:

  • Violate any local, state, national, or international law.
  • Post, generate, upload, or transmit illegal, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable content.
  • Impersonate any person or misrepresent your affiliation with any person or entity.
  • Create, upload, or share AI-generated content based on real individuals without explicit consent.
  • Use images, names, likenesses, or voices of real people in ways that infringe their privacy, publicity, intellectual property, or other rights.
  • Engage in spam, malicious activity, scraping, reverse engineering, abuse, or attempts to interfere with the Service.
  • Interfere with the Service or harm another user's ability to use it.

We may remove or restrict content or accounts at our discretion. Appeals can be submitted to support@theaigirl.ai.

5. License to Use

We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for personal, non-commercial purposes, subject to these Terms.

6. Payments and Subscriptions

Use of paid features requires billing authorization. The prices below are standard prices in the United States Apple App Store, in US dollars, checked on 29 September 2026. They are not website or Stripe prices. The Apple purchase confirmation shows the price, any applicable tax, billing period, renewal terms, and any eligible offer before you authorize payment. Prices and offers in other storefronts may differ.

6.1 App Store subscriptions

On a small screen, scroll the tables sideways to see all columns.

US App Store subscriptions and allowances
SubscriptionUSD price and renewalIncluded each billing period
Weekly Premium$9.99 every week100 subscription coins and 5 minutes (300 seconds) of voice-call time.
Monthly Premium$19.99 every month400 subscription coins and 5 minutes (300 seconds) of voice-call time.
Annual Premium$69.99 every year4,800 subscription coins, granted together for the year, and 5 minutes (300 seconds) of voice-call time. These are not monthly grants.

All three subscriptions provide Premium access for their paid period, including continued text chat beyond the free chat limit and access to paid role-play scenarios, which still cost coins. Ordinary text messages do not have a per-message coin charge. Subscriptions renew automatically for the same billing period unless canceled through your Apple subscription settings. See Section 7 for cancellations and refunds.

Allowances reset; they do not accumulate. When a new subscription billing period is confirmed, its coin grant replaces any unused subscription coins, and its 300-second voice allowance replaces any unused subscription voice allowance. Subscription coins and subscription voice seconds can be used only while the subscription is active. Canceling renewal does not end an already-paid period early.

A subscription does not include unlimited character creation, custom photos, generated videos, scenarios, or calls. These actions use the allowances or coins described below. There is no separate new character-creation quota added by these subscription grants. Ordinary character-sent media and voice replies depend on availability and usage limits; they are not guaranteed quantities of custom generation. Ordinary voice replies are separate from voice calls and use an approximately five-minute rolling 24-hour reply limit, not the subscription call allowance.

The total number of photos and videos received within an hourly, daily, or other rolling period may be subject to hard limits to prevent abuse. These limits do not create guaranteed deliveries or credits that accumulate. Paid generation remains a separate action.

6.2 One-time coin purchases

US App Store coin packs
PurchaseUSD priceIncluded once per purchase
100 coins$7.99100 purchased coins.
400 coins$14.99400 purchased coins.
800 coins$24.99800 purchased coins.

Coin packs do not renew and do not provide a subscription, a recurring allowance, or separate call minutes. Purchased coins add to the existing purchased-coin balance. They do not reset when a subscription renews or ends and have no scheduled expiry under the current balance rules. When a subscription is active, subscription coins are spent first, then purchased coins. Some features still require an active subscription even if purchased coins remain.

6.3 Actions paid for with coins

The following costs apply when the action is available for your app version, platform, character, and account. Content restrictions still apply. A coin balance does not make an unavailable action or restricted content available.

ActionCoin costWhat the charge covers
Create a character50One character creation. Charged when the creation request is accepted.
Generate a regular photo using the generation control20One photo request. Charged when the generation request is accepted.
Generate a spicy photo using the generation control30One photo request, only where this content is available. Charged when the generation request is accepted.
Request a custom photo in chat30One delivered custom photo, whether regular or spicy. Charged on delivery, not merely for asking. This is a different action from the 20-coin regular-photo control.
Generate a video40One video request from an eligible photo. Charged when the generation request is accepted; content and source-photo restrictions apply.
Start a role-play scenario50One scenario session. An active subscription is also required. The charge is for starting the session, not each message.
Continue a voice call after prepaid time10 per started minuteAdditional time after available subscription and purchased seconds have been used. Unused seconds from a bought minute remain available.
Buy a 60-minute voice bundle with coins603,600 prepaid voice seconds, granted once when you explicitly buy the bundle on a screen that offers it.
Buy a 240-minute voice bundle with coins18014,400 prepaid voice seconds, granted once when you explicitly buy the bundle on a screen that offers it.

Coin-paid minute bundles are separate purchases from automatic 10-coin-per-minute billing. A call does not automatically select or buy a discounted bundle for you. Bundle seconds accumulate in the purchased voice-time balance and are used before additional coins are charged.

The listed photo and video charges cover generation and delivery; there is no additional coin charge to view the same delivered item. Ordinary already-available media sent by a character are not a separate coin-priced unlock action under this schedule. Their availability still depends on access rules and usage limits. Video calls are not included in this schedule or in the listed subscription allowances.

For custom photos charged on delivery, spending the available coins elsewhere while generation is pending does not cancel the charge. Delivery can make the purchased-coin balance negative; later coin purchases first reduce that negative balance.

6.4 How voice-call charging works

Starting or continuing a voice call authorizes automatic use of your available call time and coins. The service uses active subscription seconds first, then purchased or carried-forward voice seconds, then coins. A new call requires enough available time and coins together to cover at least 60 seconds.

Only the remaining time that is not covered by prepaid seconds is rounded up to whole minutes for a coin purchase. For example, a 70-second call with no prepaid time buys 120 seconds for 20 coins, uses 70 seconds, and leaves 50 seconds for later calls. If the account has no other time, those 50 seconds alone are not enough to start a new call; adding at least 10 coins provides enough balance to start.

For live voice calls, the final duration is settled after the call when its completion is processed. The displayed balance can therefore update after the call ends rather than at each minute boundary.

7. Refunds and Cancellations

All purchases made through the Service are final. We do not offer refunds under any circumstances unless required by applicable law. By making a purchase, you acknowledge and agree to this no-refund policy.

You may cancel your subscription at any time to prevent future charges, but no refunds will be issued for any unused portion of your subscription period or for any previously charged amounts.

In jurisdictions where consumer protection laws mandate refund rights, those statutory rights shall apply and take precedence over this policy.

8. AI Features and Third-Party Data Sharing

Users are solely responsible for the content they generate, upload, publish, share, or distribute through the Service.

By uploading content of real individuals, you confirm that you have all necessary legal permissions, consents, licenses, and rights to use that content.

8.1 Prohibited AI and Likeness Uses

You must not:

  • Create content resembling real persons without consent.
  • Mislead others into thinking AI characters are real people.
  • Generate defamatory, abusive, exploitative, or NSFW depictions of real individuals without explicit consent.
  • Use AI features to violate privacy, publicity, copyright, trademark, or other third-party rights.

We may remove any content that violates laws, rights, platform rules, or these Terms.

8.2 AI Text Generation - Google Cloud (Vertex AI)

To deliver AI-powered chat responses, we may work with enterprise AI providers under contractual Data Processing Agreements, including Google Cloud Vertex AI.

  • No Training: Google is contractually prohibited from using your data to train or improve its AI models.
  • Zero Data Retention: Inputs and outputs are processed in-memory and are not stored after response generation, where available under our agreement and configuration.
  • Equal Protection: Protections are intended to be equivalent to or stronger than this Privacy Policy.
  • Privacy Policy: https://cloud.google.com/privacy

8.3 AI Voice Synthesis - ElevenLabs

To deliver AI-powered voice responses, we may use ElevenLabs or similar providers under enterprise data protection terms.

  • No Training: ElevenLabs does not use your data to train its models under our applicable agreement.
  • Zero Data Retention: Message content is processed in-memory and not stored after voice generation, where available under our agreement and configuration.
  • Equal Protection: Privacy safeguards are intended to meet or exceed this Policy.
  • Zero Retention Policy: https://elevenlabs.io

8.4 User Liability

Users accept full responsibility for likeness-based content, NSFW generation, uploaded images, prompts, public characters, and all AI-generated outputs created through their account.

8.5 Indemnification

You agree to indemnify, defend, and hold harmless ONLYAI LIMITED, its officers, directors, employees, contractors, partners, and affiliates from and against any claims, damages, losses, liabilities, costs, and expenses arising from or related to your generated content, uploaded content, public characters, violation of rights, violation of law, or breach of these Terms.

8.6 DMCA-Style Takedown and Likeness Complaints

Anyone may file a copyright, likeness, privacy, publicity, or consent-related complaint through the profile report button or by emailing support@theaigirl.ai.

Content may be removed, hidden, restricted, or suspended immediately pending verification.

8.7 Burden of Proof

Users must provide proof of rights, permissions, licenses, or consent if challenged. Failure to do so may result in content removal, account suspension, termination, or other restrictions.

9. Intellectual Property

All platform content, software, interfaces, branding, systems, and features are owned by ONLYAI LIMITED or its licensors. Users are responsible for ensuring that their uploads, prompts, public characters, and generated content do not violate third-party rights.

10. Termination

We may suspend or terminate accounts for violations of these Terms, suspected abuse, legal risk, fraud, safety concerns, or misuse of the Service. Some obligations, including user liability, indemnification, intellectual property, limitation of liability, and governing law provisions, survive termination.

11. Limitation of Liability

To the maximum extent permitted by applicable law, ONLYAI LIMITED is not liable for data loss, access breaches, third-party misuse, service interruptions, AI output errors, user-generated content, or indirect, incidental, special, consequential, exemplary, or punitive damages.

Our aggregate liability shall not exceed USD $100 or the amount you paid to us for the Service during the period giving rise to the claim, whichever is greater, except where prohibited by applicable law.

12. Governing Law

This agreement is governed by the laws of Hong Kong Special Administrative Region (HKSAR), without regard to conflict of law principles. Mandatory consumer rights in your jurisdiction apply where required by law.

13. Unforeseen Situations

We are not responsible for force majeure events or disruptions beyond our reasonable control, including outages, cyber incidents, natural disasters, labor disputes, payment processor failures, AI provider failures, regulatory actions, war, civil unrest, or governmental restrictions.

14. Changes to Terms

We may update these Terms from time to time. Where appropriate, we may provide notice through the Service, by email, or by updating this page. Continued use of the Service after changes become effective signifies acceptance of the updated Terms.

15. Contact

Email: info@onlyai.ltd
Company: ONLYAI LIMITED
Address: ROOM 5003, 5/F, YAU LEE CENTRE, 45 HOI YUEN ROAD, KWUN TONG, Hong Kong